Privacy Policy
All users are strongly encouraged to thoroughly review this Privacy Policy. By clicking on options like "Register", "I Accept SOGY Loan's Privacy Policy", "I Agree to My Personal Data Being Collected, Used, Disclosed, Stored, Transmitted, and/or Processed as Described in SOGY Loan's Privacy Policy" on the SOGY Loan registration page, or during the use of our services or access to the platform, you affirm that you have read, understood, and agree to the terms outlined in this Privacy Policy regarding the handling of your personal information.
1. Financial Service Provider Synopsis
Introducing Our Loan Provision Partner: SOGY Loan is allied with premier loan providers to offer comprehensive credit and loan services. Familiarity with our partners is a cornerstone of our service ethos.
Loan Service Provider Attributes:
Entity Name: STREETCORNER LENDING CORP.
Regulatory and License Data:
SEC Identification Number: CS201606603
Certificate of Operational Authority: 1830
Locator Details:
Email Assistance: [email protected]
Telephone Number: 9499610268
Address: 24th Floor IBP Tower Doña Julia Vargas and Jade Drive, Ortigas Center, Pasig, Metro Manila, 1605 Philippines
2. Exercising Your Data Protection Rights
For assistance or to enact your data protection rights, kindly contact us at .
Information and Consent Rights: We commit to providing comprehensive details about our practices regarding data collection, usage intentions, our sharing partners, data origins, and your rights as a data subject. This information is readily accessible within the SOGY Loan App and our Privacy Policy.
Right to Access: You are entitled to obtain a copy of the personal data we hold about you. However, we reserve the right to withhold certain information if its disclosure could adversely affect the rights of others or contravene legal stipulations.
Right to Rectification: Should you find discrepancies in your data, you're welcome to request adjustments. Verification may be required for the amendment of such data.
Right to Erasure: Under circumstances where you believe the retention of your data is unnecessary, you have the right to request its deletion.
Right to Restriction of Processing: You may request a temporary halt in the processing of your personal data under specific conditions, such as questioning its accuracy or challenging its lawful processing.
Right to Data Portability: Upon your request, and where applicable, we can supply your data in a structured, commonly used, and machine-readable format or transmit it directly to another organization.
Right to Object: If your data is processed based on our legitimate interests, you have the right to object to such processing.
Right to Lodge a Complaint: If you believe your data protection rights have been infringed upon, you have the right to file a complaint with relevant regulatory bodies, including the National Privacy Commission of the Philippines. Please note that there may be circumstances under which we are unable to fulfill your request due to prevailing legal obligations or exceptions.
3. SOGY Loan engages in the collection and oversight of:
Identifying particulars such as your legal name and date of birth;
Inputs from your loan application, detailing your financial situation, current employment, purpose for the loan, and mobile device specs;
Communication methods, including your postal address, phone number, and email address;
Borrower-specific information, encompassing SSS numbers, employment history, personal and emergency contacts;
Your mobile device's technical specifications, like device ID, operating system, settings, account details, carrier, and network specifics, as well as display features;
The sources of such information (herein referred to as "Info") include:
Installation of the SOGY Loan software or when expressing interest in a loan service;
Direct dealings with our team, whether through customer service or loan consultations;
Credit reporting agencies that cross-check your Info with external databases for verification or fraud prevention purposes;
Collecting and managing your Info is vital for the provision of SOGY Loan's services or to fulfill legal prerequisites. Collection without your explicit consent only occurs when absolutely necessary.
4. The Way SOGY Loan Employs Your Information
To ascertain your qualification for loans and services, analyzing financial stability and suitability for service enhancements.
Management of loan agreements, ensuring efficient processing and execution of financial obligations.
Identity verification to ensure the reliability of client data.
Implementation of measures to safeguard against fraud and secure service integrity.
Upgradation of SOGY Loan's service portfolio to better meet user needs.
Tackling of any operational issues experienced by clients.
Compliance with legal mandates focusing on client authentication and financial crime deterrence.
Distribution of promotional content, subject to your acceptance.
Communication about service advancements and news.
Cooperation with credit validation and fraud mitigation partners.
Customer service excellence and engagement through selected communication modes.
Grounds for Processing Client Data:
Leveraging legitimate interests for service enhancement and operational efficiency.
Adhering to our contractual commitments to you, including addressing inquiries pre-agreement.
Processing based upon your explicit approval for certain data handling procedures.
5. Data Utilization and Confidentiality Measures at SOGY Loan
Authorized Data Handling and Distribution by SOGY Loan
SOGY Loan is granted permission by the borrower to conduct thorough credit evaluations and determine eligibility for current and future financial products. This permission extends to assessing suitability for additional offerings by SOGY Loan or affiliated third parties, with a strong commitment to leveraging the information responsibly for the borrower's benefit.
In adherence to privacy laws, SOGY Loan ensures that personal data is shielded from third-party access, except in instances where sharing is critical for the provision of SOGY Loan's services. Research initiatives may receive limited personal data, shared under strict conditions that aim for the utmost data anonymization to preserve user privacy.
Borrowers consent to SOGY Loan's practice of sharing their personal data with:
The comprehensive network of SOGY Loan, including its subsidiaries, third-party service providers, and upper management, for operational and service quality purposes;
Banking institutions, financial intermediaries, credit evaluation bodies, and entities focused on fraud detection, all contributing to the secure and efficient provision of services;
External partners engaged in enhancing service delivery, data processing, and debt collection efforts on behalf of SOGY Loan;
Relevant authorities for compliance with legal obligations, including tax and regulatory mandates, particularly during significant organizational changes or legal proceedings;
Essential disclosures to protect SOGY Loan's interests, enforce terms of service, or ensure the safety of its community and operational integrity.
This comprehensive policy underscores SOGY Loan's dedication to maintaining robust privacy standards, ethical data sharing practices, and adherence to both local and international data protection regulations.
6. Management of Data Retention by SOGY Loan
SOGY Loan commits to holding personal Data for the time frame strictly necessary to fulfill the specific purposes highlighted in sections 2 and 10 of the Privacy Policy. This period extends to what is reasonable for concluding our service provisions effectively. Additionally, the retention of your Data may extend under certain conditions: (i) to comply with mandatory legal obligations; (ii) where legal provisions permit retention; and (iii) to formulate defenses for potential legal proceedings.
7. Facial Information Use and Protection Protocol
User Agreement on Facial Data Collection for Verification Purposes
In our ongoing effort to verify user identity accurately and ensure the security of every account, our application leverages facial recognition technology as part of our Know Your Customer (KYC) process. Detailed below is our policy regarding the collection and utilization of facial data:
Facial Data Acquisition: The application is designed to gather specific information about your facial features and biometric identifiers. This crucial step aids in accurately verifying your identity and enhancing the security framework of your account.
Objective for Facial Data Utilization: The primary aim for collecting facial data is to facilitate the KYC verification process, confirming the authenticity and security of user accounts. Rest assured, this information will not be repurposed for any commercial endeavors beyond this scope.
Confidentiality and Third-party Sharing: We commit to keeping your facial data confidential, ensuring it is not shared with any third parties without necessitation by legal obligations or without your informed consent.
Measures for Data Security: All collected facial data is securely stored within our system infrastructure, safeguarded by the latest in technical and organizational security measures.
Facial Data Retention Timeline: The retention of facial data is strictly limited to the duration required for completing the KYC verification process. Following verification, immediate actions are undertaken to securely delete or anonymize such data.
Privileges Regarding Your Facial Data: You reserve the right to inquire about, rectify, or request the erasure of your facial data within our records at any point. Our privacy team is readily available to address any such requests or questions you might have.
By proceeding with the use of our application, you express your consent to the processing of your facial data as outlined herein. We are steadfast in our commitment to upholding the highest privacy and security standards for your personal information.
For any queries or further explanations, our privacy team is eagerly waiting to assist. We are dedicated to ensuring a secure and trustworthy service experience for all our users.
8. Potential Ramifications of Not Providing Personal Data to SOGY Loan
The submission of your personal information to SOGY Loan is entirely at your discretion, and you are free to withdraw consent for its processing whenever you choose. However, a lack of consent may render us unable to deliver the products and services you seek, potentially leading to the termination of our contractual relationship in adherence to legal provisions. Notwithstanding, under circumstances where SOGY Loan has a legitimate interest, such as for the settlement of unresolved loans, we may continue to hold and process your personal data to address such financial matters, consistent with applicable legal frameworks.
9. User Consent and Authorizatiobr>
Engaging with the SOGY Loan App constitutes your:
Consent to the provisions of this Privacy Policy;
Authorization for SOGY Loan to collect, employ, disseminate, and handle your Information, potentially encompassing various data categories such as personal, sensitive, and confidential information as distinguished by law, as delineated within this Privacy Policy;
Assurance of the authenticity and accuracy of the Information provided to SOGY Loan;
Permission for SOGY Loan to verify the truthfulness of your Information;
Understanding that SOGY Loan's adherence to legal frameworks may necessitate the sharing of your Information with governmental and regulatory authorities, including the Bangko Sentral ng Pilipinas, Anti-Money Laundering Council, and credit reporting agencies, among others.
10. General
If you need to reach out for any reason, our email is [email protected].
In our commitment to maintaining the highest standards of privacy, we regularly update our Privacy Policy. The most recent update was on 06-25-2025. We recommend that you check this page often to stay informed about changes to our Privacy Policy.
1. Financial Service Provider Synopsis
Introducing Our Loan Provision Partner: SOGY Loan is allied with premier loan providers to offer comprehensive credit and loan services. Familiarity with our partners is a cornerstone of our service ethos.
Loan Service Provider Attributes:
Entity Name: STREETCORNER LENDING CORP.
Regulatory and License Data:
SEC Identification Number: CS201606603
Certificate of Operational Authority: 1830
Locator Details:
Email Assistance: [email protected]
Telephone Number: 9499610268
Address: 24th Floor IBP Tower Doña Julia Vargas and Jade Drive, Ortigas Center, Pasig, Metro Manila, 1605 Philippines
2. Exercising Your Data Protection Rights
For assistance or to enact your data protection rights, kindly contact us at .
Information and Consent Rights: We commit to providing comprehensive details about our practices regarding data collection, usage intentions, our sharing partners, data origins, and your rights as a data subject. This information is readily accessible within the SOGY Loan App and our Privacy Policy.
Right to Access: You are entitled to obtain a copy of the personal data we hold about you. However, we reserve the right to withhold certain information if its disclosure could adversely affect the rights of others or contravene legal stipulations.
Right to Rectification: Should you find discrepancies in your data, you're welcome to request adjustments. Verification may be required for the amendment of such data.
Right to Erasure: Under circumstances where you believe the retention of your data is unnecessary, you have the right to request its deletion.
Right to Restriction of Processing: You may request a temporary halt in the processing of your personal data under specific conditions, such as questioning its accuracy or challenging its lawful processing.
Right to Data Portability: Upon your request, and where applicable, we can supply your data in a structured, commonly used, and machine-readable format or transmit it directly to another organization.
Right to Object: If your data is processed based on our legitimate interests, you have the right to object to such processing.
Right to Lodge a Complaint: If you believe your data protection rights have been infringed upon, you have the right to file a complaint with relevant regulatory bodies, including the National Privacy Commission of the Philippines. Please note that there may be circumstances under which we are unable to fulfill your request due to prevailing legal obligations or exceptions.
3. SOGY Loan engages in the collection and oversight of:
Identifying particulars such as your legal name and date of birth;
Inputs from your loan application, detailing your financial situation, current employment, purpose for the loan, and mobile device specs;
Communication methods, including your postal address, phone number, and email address;
Borrower-specific information, encompassing SSS numbers, employment history, personal and emergency contacts;
Your mobile device's technical specifications, like device ID, operating system, settings, account details, carrier, and network specifics, as well as display features;
The sources of such information (herein referred to as "Info") include:
Installation of the SOGY Loan software or when expressing interest in a loan service;
Direct dealings with our team, whether through customer service or loan consultations;
Credit reporting agencies that cross-check your Info with external databases for verification or fraud prevention purposes;
Collecting and managing your Info is vital for the provision of SOGY Loan's services or to fulfill legal prerequisites. Collection without your explicit consent only occurs when absolutely necessary.
4. The Way SOGY Loan Employs Your Information
To ascertain your qualification for loans and services, analyzing financial stability and suitability for service enhancements.
Management of loan agreements, ensuring efficient processing and execution of financial obligations.
Identity verification to ensure the reliability of client data.
Implementation of measures to safeguard against fraud and secure service integrity.
Upgradation of SOGY Loan's service portfolio to better meet user needs.
Tackling of any operational issues experienced by clients.
Compliance with legal mandates focusing on client authentication and financial crime deterrence.
Distribution of promotional content, subject to your acceptance.
Communication about service advancements and news.
Cooperation with credit validation and fraud mitigation partners.
Customer service excellence and engagement through selected communication modes.
Grounds for Processing Client Data:
Leveraging legitimate interests for service enhancement and operational efficiency.
Adhering to our contractual commitments to you, including addressing inquiries pre-agreement.
Processing based upon your explicit approval for certain data handling procedures.
5. Data Utilization and Confidentiality Measures at SOGY Loan
Authorized Data Handling and Distribution by SOGY Loan
SOGY Loan is granted permission by the borrower to conduct thorough credit evaluations and determine eligibility for current and future financial products. This permission extends to assessing suitability for additional offerings by SOGY Loan or affiliated third parties, with a strong commitment to leveraging the information responsibly for the borrower's benefit.
In adherence to privacy laws, SOGY Loan ensures that personal data is shielded from third-party access, except in instances where sharing is critical for the provision of SOGY Loan's services. Research initiatives may receive limited personal data, shared under strict conditions that aim for the utmost data anonymization to preserve user privacy.
Borrowers consent to SOGY Loan's practice of sharing their personal data with:
The comprehensive network of SOGY Loan, including its subsidiaries, third-party service providers, and upper management, for operational and service quality purposes;
Banking institutions, financial intermediaries, credit evaluation bodies, and entities focused on fraud detection, all contributing to the secure and efficient provision of services;
External partners engaged in enhancing service delivery, data processing, and debt collection efforts on behalf of SOGY Loan;
Relevant authorities for compliance with legal obligations, including tax and regulatory mandates, particularly during significant organizational changes or legal proceedings;
Essential disclosures to protect SOGY Loan's interests, enforce terms of service, or ensure the safety of its community and operational integrity.
This comprehensive policy underscores SOGY Loan's dedication to maintaining robust privacy standards, ethical data sharing practices, and adherence to both local and international data protection regulations.
6. Management of Data Retention by SOGY Loan
SOGY Loan commits to holding personal Data for the time frame strictly necessary to fulfill the specific purposes highlighted in sections 2 and 10 of the Privacy Policy. This period extends to what is reasonable for concluding our service provisions effectively. Additionally, the retention of your Data may extend under certain conditions: (i) to comply with mandatory legal obligations; (ii) where legal provisions permit retention; and (iii) to formulate defenses for potential legal proceedings.
7. Facial Information Use and Protection Protocol
User Agreement on Facial Data Collection for Verification Purposes
In our ongoing effort to verify user identity accurately and ensure the security of every account, our application leverages facial recognition technology as part of our Know Your Customer (KYC) process. Detailed below is our policy regarding the collection and utilization of facial data:
Facial Data Acquisition: The application is designed to gather specific information about your facial features and biometric identifiers. This crucial step aids in accurately verifying your identity and enhancing the security framework of your account.
Objective for Facial Data Utilization: The primary aim for collecting facial data is to facilitate the KYC verification process, confirming the authenticity and security of user accounts. Rest assured, this information will not be repurposed for any commercial endeavors beyond this scope.
Confidentiality and Third-party Sharing: We commit to keeping your facial data confidential, ensuring it is not shared with any third parties without necessitation by legal obligations or without your informed consent.
Measures for Data Security: All collected facial data is securely stored within our system infrastructure, safeguarded by the latest in technical and organizational security measures.
Facial Data Retention Timeline: The retention of facial data is strictly limited to the duration required for completing the KYC verification process. Following verification, immediate actions are undertaken to securely delete or anonymize such data.
Privileges Regarding Your Facial Data: You reserve the right to inquire about, rectify, or request the erasure of your facial data within our records at any point. Our privacy team is readily available to address any such requests or questions you might have.
By proceeding with the use of our application, you express your consent to the processing of your facial data as outlined herein. We are steadfast in our commitment to upholding the highest privacy and security standards for your personal information.
For any queries or further explanations, our privacy team is eagerly waiting to assist. We are dedicated to ensuring a secure and trustworthy service experience for all our users.
8. Potential Ramifications of Not Providing Personal Data to SOGY Loan
The submission of your personal information to SOGY Loan is entirely at your discretion, and you are free to withdraw consent for its processing whenever you choose. However, a lack of consent may render us unable to deliver the products and services you seek, potentially leading to the termination of our contractual relationship in adherence to legal provisions. Notwithstanding, under circumstances where SOGY Loan has a legitimate interest, such as for the settlement of unresolved loans, we may continue to hold and process your personal data to address such financial matters, consistent with applicable legal frameworks.
9. User Consent and Authorizatiobr>
Engaging with the SOGY Loan App constitutes your:
Consent to the provisions of this Privacy Policy;
Authorization for SOGY Loan to collect, employ, disseminate, and handle your Information, potentially encompassing various data categories such as personal, sensitive, and confidential information as distinguished by law, as delineated within this Privacy Policy;
Assurance of the authenticity and accuracy of the Information provided to SOGY Loan;
Permission for SOGY Loan to verify the truthfulness of your Information;
Understanding that SOGY Loan's adherence to legal frameworks may necessitate the sharing of your Information with governmental and regulatory authorities, including the Bangko Sentral ng Pilipinas, Anti-Money Laundering Council, and credit reporting agencies, among others.
10. General
If you need to reach out for any reason, our email is [email protected].
In our commitment to maintaining the highest standards of privacy, we regularly update our Privacy Policy. The most recent update was on 06-25-2025. We recommend that you check this page often to stay informed about changes to our Privacy Policy.